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When an insured invokes an appraisal clause, there is no one better placed than Higgins & Associates to provide an objective and expert evaluation of the cause and extent of loss. Our engineers, estimators and insurance industry professionals are skilled in the evaluation of hail, water, snow, wind and other losses. Our team has many years of experience in using industry standard Xactimate estimation platform and can efficiently analyze and rebut other opinion on the scope and cost of a disputed claim.

Michael Johnson, BS

As a former adjuster and construction estimator I’m able to see both sides of an appraisal dispute to help bring claims to a reasonable resolution that both parties can be happy with. 

Michael Johnson, BS

I was very pleased with the quick and personal attention I received on the two cases I assigned to the firm. Everyone was very knowledgeable and made it easy to reach my goal of a fair and adequate claim settlement.

Specialist Claims Manager

Hi – we have just filed a Notice of Settlement in this case.  Thank you and everyone else involved very much for all of your help.  --Marilyn

Construction Defect Attorney

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Michael Johnson, BS

Michael Johnson, BS

Senior Reconstruction Estimator

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We have conducted over 6,000 investigations involving geotechnical, civil, structural, electrical, plumbing, and mechanical system failures.

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We're located just south of downtown Denver but we work with customers in Arvada, Aspen, Aurora, Boulder, Breckenridge, Brighton, Broomfield, Castle Rock, Centennial, Colorado Springs, Commerce City, Cortez, Crested Butte, Denver, Durango, Englewood, Erie, Estes Park, Evergreen, Fort Collins, Fort Morgan, Fountain, Golden, Granby, Grand Junction, Greeley, Greenwood Village, Highlands Ranch, Ken Caryl, Lafayette, Lakewood, Littleton, Lone Tree, Longmont, Louisville, Loveland, Lyons, Northglenn, Parker, Pueblo, Salida, Steamboat Springs, Thornton, Vail, Westminster, Wheat Ridge, Windsor and across Colorado. Our team of Professional Forensic Engineers are also licensed in many of the states across the Western US including Kansas, New Mexico, Wyoming, Utah, Texas, California and beyond.